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Credit score requirements vary by loan type. FHA loans require a minimum of 580, while conventional loans typically need 620 or higher. VA loans often have more flexible requirements. I can help you understand your specific situation.
Down payment requirements range from 0% (VA loans) to 20% (conventional loans). FHA loans require 3.5% down, and some conventional loans allow as little as 3% down. I'll help you find the best option for your situation.
From application to closing typically takes 30-45 days. The timeline depends on factors like loan type, property type, and how quickly you provide required documentation. I'll guide you through each step to ensure a smooth process.
Don't wait to achieve your dream of homeownership. Contact Miles today for personalized guidance and competitive rates in Savannah, Brunswick, Pooler, Rincon, Kingsland, Richmond Hill, Hinesville, Jacksonville, and Statesboro.
